body{margin:0 auto;max-width:860px;padding:0 18px 40px;font-family:Georgia,serif;color:#222;background:#fdf6ec;line-height:1.65}
header{border-bottom:4px solid #1d3557;padding:18px 0 10px}
header a{color:#1d3557;text-decoration:none}
h1,h2,h3{font-family:Arial,Helvetica,sans-serif;color:#1d3557}
h1{font-size:1.9em}.brand{font-size:1.6em;font-weight:bold;color:#1d3557}
.tagline{color:#e4572e;font-family:Arial,sans-serif}
nav{background:#1d3557;padding:10px 12px;border-radius:6px}
nav a{color:#fff;margin-right:14px;font-family:Arial,sans-serif;text-decoration:none}
nav a:hover{text-decoration:underline}
.keybox{background:#fbeedf;border-left:5px solid #e4572e;padding:12px 16px;margin:18px 0;border-radius:4px}
.keybox h3{margin-top:0}
table{border-collapse:collapse;width:100%;margin:14px 0}
th,td{border:1px solid #ccc;padding:8px;text-align:left}
th{background:#1d3557;color:#fff;font-family:Arial,sans-serif}
figure{margin:18px 0}figure img{width:100%;height:auto;border-radius:6px}
figcaption{font-size:.85em;color:#555;font-family:Arial,sans-serif}
.disclaimer{background:#efe6d8;border:1px solid #1d3557;padding:12px 16px;border-radius:6px;margin:22px 0}
footer{border-top:3px solid #e4572e;margin-top:30px;padding-top:14px;font-family:Arial,sans-serif}
footer a{color:#1d3557}
.footgrid{display:flex;flex-wrap:wrap;gap:6px 16px}
.hedge{background:#fff8e6;border:1px dashed #e4572e;padding:10px 14px;border-radius:6px;margin:14px 0}